If you said yes and you are still reading this, I just want to warn you that it sounds too simple to work, but it does!
The trick to making big changes in your life is to figure out a way to change your perspective and then do it!!! It may take a few running starts, but I believe it is worth the leap of faith!
Here, let me give you an example: My partner and I have joint checking and savings accounts and we decided recently that we would get married. We've been together, well it will be 18 years in October, so we kinda figure this phase is going to stick.
Anyway, we started planning our wedding and budgeting, which lead to evaluating our spending,... And we decided to put ourselves on allowance. We have done this before and it always works. So, if it always works, why do we stop? I did say, it may take a few running starts.

The funny thing about our allowance is its the same money we'd be spending if we were just using our debit card, but for some reason when we take our money and turn it into your money and my money we are much more frugal. We actually take cash out of OUR account and divid it into hers and mine. That little change in our shared perspective really changed our spending habits. We eat out less, we go to fewer happy hours, we spend less of OUR money.
This is just one example of how you can change your mind and change your life.
Here's one more quick one, when my alarm goes off in the morning in time for me to work out, I ask myself a "yes answer" question. Such as, do you want to feel fit? And I say to myself, YES! And I hop right out of bed and get ready to work out.
Seriously though, I don't hop out of bed at 4:30am. I'm just as drag ass as anyone else at that hour of the morning, but when I ask myself something I can answer yes to, then I don't have that dreaded argument with myself to do or NOT to do what I want, but don't want. If I focused everyday on how much I didn't want to get up that early and work out, I would rarely do it. So, I changed my mind about it, because I do want to be fit.
Change your mind, change your life. I did warn you that it was going to be simple.
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